Give Through Your IRA

Make a Qualified Charitable Distribution (QCD) to support Kitchen Angels with a tax-smart gift from your IRA.

Give Through Your IRA: Make a Qualified Charitable Distribution (QCD)

Support Kitchen Angels with a Tax-Smart Gift

If you’re 70½ or older, you can make a tax-free donation directly from your IRA to Kitchen Angels through a Qualified Charitable Distribution (QCD). This powerful giving option allows you to support homebound neighbors facing serious health challenges while potentially lowering your tax burden.

What is a QCD?

A Qualified Charitable Distribution (QCD), also known as an IRA Charitable Rollover, allows individuals age 70½ or older to donate up to $100,000 each year directly from their Traditional IRA to a qualified nonprofit like Kitchen Angels without incurring income tax on the withdrawal.

If you’re age 73 or older, a QCD can satisfy part or all of your Required Minimum Distribution (RMD)—the minimum amount you must withdraw annually from your IRA.

Why Make a QCD?

Tax Benefits of a QCD vs. a Cash Gift:

Benefit QCD (from IRA) Cash Gift
Counts toward Required Minimum Distribution (RMD) ✅ Yes ❌ No
Reduces taxable income ✅ Yes ❌ No
Requires itemized deductions ❌ No ✅ Yes (to claim deduction)
Can reduce Social Security tax impact ✅ Yes ❌ No